Group Insurance Programs

The Kentucky AGC Self Insurers' Fund WC Insurance Program

The Kentucky AGC/SIF Fund has provided continuous statutory worker's compensation coverage for its members since 1979. Currently, the Fund has over 5,100 member companies with estimated premiums expected to reach $54,000,000 for the 2012 year.

Over $16,500,000 in dividends was returned to its members in 2013 and has returned over $139,200,000 since 1994. 

In 1998, the Fund was the first self-insurers' group in the nation to apply for, and the first in Kentucky to earn, a coveted A.M. Best Rating of A-, "Excellent." Furthermore, the Kentucky AGC/SIF has maintained its A- rating each and every year since 1998.

Please contact your Agent or the Fund office at (502) 245-2007 for additional information or for a quote.

Visit the official Kentucky AGC/SIF web site at


The Kentucky Construction Industry Trust

Providing smaller employers access to "larger employer" rates.

The Builders Exchange offers these benefits through the KY Construction Industry Trust (KCIT). The KCIT has a strong, stable 30 year history and covers approximately 10,000 participants. This enables us to negotiate discounts from the providers. A third party administrator offers COBRA and Section 125 administration. Snowden & Associates, Inc. supports these benefits with prompt, personal service.

See below for contact information.

Health Plans

  • A variety of Anthem plans to suit your needs
  • Dual choice programs allowing employees to select between a combination of plans
  • Health Savings Account plans
  • IRIS care management program included. This feature monitors your medical and prescription usage, checking for conflicting treatments and offering case management where indicated
  • Wellness program designed to target risks and provide guidance; potentially lowering long term claims costs and premiums

Dental Plans

  • Plans available through Delta Dental and Anthem
  • Statewide provider networks
  • Orthodontia available (group size minimums may apply)

Life Plans

  • Group term life available through Anthem and Assurant
  • Benefits may be offered in a flat dollar amount, classed out by job title or based on a factor of earnings
  • Various guaranteed issue limits available based on group size

Disability Plans

  • Plans available through Anthem and Assurant
  • Long and short term plan designs offering income protection

Prevailing Wage Plans

  • Qualified Anthem plans that are designed to meet the unique needs of the employer who is working prevailing wage jobs

For details on any of these plans, contact:

Scott Snowden
Snowden & Associates, Inc.
Phone: 502-339-7980
Fax: 502-339-7983


Which Website?

If you are a member of The Builders Exchange, Inc. and would like to access the member website, click "Member Login" below. If you:
  • Want to access your FREE Private Projects
  • Have received an ITB and wish to access a project to which you were invited FOR NO CHARGE
then click "Non-Member Login" below
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